Premiums for the programs are due (should be paid) to HOW-Gh between the 25th & 31st of each month.  Members of HOW-Gh are encouraged to refer friends and family members to the program.  These referrrals, when successful, will generate referral bonuses which can become enough revenue to offset an individual’s  upcoming monthly premiums.  Funds from the referral bonuses will be ready and available at the respective registration offices, banks, or on etranzact-card by the 15th of each month. 

Premiums that are not paid on the due date will attract late fees and will therefore not be included in the referral bonus.  Time therefore is of the essence.  Members are also expected to identify member providers  Primary Care Physicians (PCP) at the time of registration and notify HOW-Gh accordingly. 

As an added benefit, memberships through HOW-Gh contracted corporate accounts have all their co-payments waived.