Health Organization for Wellness of Ghana(HOW-Gh),  is an innovative Wellness innitiative utilizing insurance and retirement programs.  This Wellness innitiative was developed over the last ten years by very qualified and experienced health providers involved in extensive clinical and health management work.  The program is aimed at providing wellness to the underprivileged, progressive and senior citizens all over the world.  The developers of the program have chosen Ghana as the country of initial launching. 

HOW-Gh will provide a comprehensive package by introducing health insurance plan choices, referral bonuses, educational forums, future rehab facilities, future emergency clinics and retirement programs.  Registered member provider services are available to members for consideration as a choice of health providers at initial registration.  HOW-Gh will also pay death benefits to beneficiaries at the time of their death based on multiples of annual unused dividends.